Protect Your Team With Confidence
The Trusted Hearing Healthcare Insurance Agency Since 1989
Workers’ Compensation Insurance designed to help cover medical costs, lost wages, and legal expenses if your employees experience work-related injuries or illnesses — all in one convenient policy.
Get a Quote
Support employees and reduce business risk—get a quote today.
Get a Quote
Support employees and reduce business risk—get a quote today.
Protect Your Team with Workers’ Compensation Coverage
Injury and illness can happen anytime. Workers’ Compensation insurance helps protect both your business and your employees by covering medical expenses, lost wages, rehabilitation, and more. With ESCO, you get dependable coverage, fast support, and peace of mind—so you can focus on running your business.
Wage & Medical Coverage
Compliance with State Laws
Fast Claims Support
Protection for You & Your Team
What’s Included in a Workers’ Compensation Policy?
Medical Expenses
Covers treatment costs for injuries or illnesses sustained on the job.
Disability Benefits
Provides partial wage replacement while your employee recovers.
Ongoing Care Support
Helps cover rehab, therapy, and other long-term recovery needs.
Legal Protection
Covers legal fees if your business is sued over a workplace injury.
Running a business is complex — your insurance doesn’t have to be
ESCO helps you protect your team and your bottom line.
Frequently Asked Questions
What does Workers’ Compensation insurance cover?
Workers’ Comp helps cover medical bills, lost wages, and rehabilitation for employees who suffer work-related injuries or illnesses. It also includes employer liability coverage for legal defense if an employee sues.
Who needs Workers’ Comp insurance?
Most states require businesses with employees to carry Workers’ Comp. If you employ anyone—even part-time staff—you likely need it to stay compliant and protect your team.
Does ESCO’s policy cover long-term care or rehabilitation?
Yes. ESCO’s Workers’ Comp policies can include coverage for long-term treatments such as physical therapy, ongoing care, or vocational rehab after an injury.
Can I bundle Workers’ Comp with BOP or Cyber insurance?
Absolutely. ESCO makes it easy to bundle your policies so you can manage all your business insurance in one place, with one trusted provider.
What Our Customers Say
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Our team will walk you through every step, from application to coverage and beyond.
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Corporate Headquarters
3215 Fernbrook Lane North
Plymouth, MN 55447-5325
Phone: (763) 390-6007
Fax: (763) 559-4247
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