Protect Your Business With Confidence
The Trusted Hearing Healthcare Insurance Agency Since 1989
Business Owner’s Policy (BOP) Insurance designed for hearing care professionals — combining general liability, property coverage, and more in one convenient policy.
Get a Quote
Secure the protection your business deserves—quick and hassle-free.
Get a Quote
Secure the protection your business deserves—quick and hassle-free.
Protect Your Business with Complete BOP Coverage
Your business faces more than just day-to-day challenges. A Business Owner’s Policy (BOP) combines essential coverage—like property and general liability—into one streamlined, cost-effective solution. With ESCO, you also get access to expert support and additional protections tailored to your industry.
Property & Liability Coverage
Professional Liability Protection
Legal & Financial Security
Expert, Human Support
What’s Included in a Business Owner’s Policy?
Property Insurance
Covers damage to your office, equipment, and furnishings.
General Liability
Protection against accidents, third-party injuries, and property damage.
Professional Liability
Also known as Errors & Omissions coverage — protects your practice against claims of negligence or mistakes.
Business Interruption
Keep operations going even after unexpected disruptions.
Running a business is complex — your insurance doesn’t have to be
ESCO helps you stay protected, so you can focus on your patients.
Frequently Asked Questions
What does a Business Owner’s Policy (BOP) cover?
A BOP typically includes property insurance (for your building, equipment, and furnishings) and general liability insurance (covering third-party injuries, property damage, and legal fees). ESCO’s BOP also offers options to include professional liability and business interruption coverage, giving your practice well-rounded protection.
Who should consider a BOP policy?
Any small to mid-sized business that owns or leases a physical location should consider a BOP. It’s especially valuable for hearing healthcare professionals, audiology clinics, and private practices looking to protect their physical assets, reputation, and operations in one convenient package.
Does ESCO’s BOP include professional liability?
Yes, ESCO’s BOP can be customized to include professional liability insurance — also known as Errors and Omissions (E&O) coverage. This helps protect your practice against claims of negligence, mistakes, or failure to deliver promised services.
Can I bundle BOP with other insurance plans like Cyber or Workers’ Comp?
Yes. ESCO offers the flexibility to bundle your Business Owner’s Policy with additional plans like Cyber Security Insurance and Workers’ Compensation. This allows you to simplify coverage, streamline billing, and protect your practice from multiple angles.
What Our Customers Say
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Corporate Headquarters
3215 Fernbrook Lane North
Plymouth, MN 55447-5325
Phone: (763) 390-6007
Fax: (763) 559-4247
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